Employee Screening Articles For April 2009

May 4, 2009

In case you missed any of our employee screening articles for April, here’s a quick recap of our most popular:

Smart, Compliant Hiring Decisions Made Easy

FYI Screening, Inc. offers a complete portfolio of employee screening services that will help you work smarter while providing the industry’s fastest turnaround and the highest quality results.

This will allow your company to focus on what really matters:

Hiring and Retaining The Best Employees Possible

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Enforcement Of The New “Red Flags Rule” Delayed Again

April 30, 2009


The Federal Trade Commission will delay enforcement of the new “Red Flags Rule” until August 1, 2009, to give creditors and financial institutions more time to develop and implement written identity theft prevention programs. For entities that have a low risk of identity theft, such as businesses that know their customers personally, the Commission will soon release a template to help them comply with the law. Today’s announcement does not affect other federal agencies’ enforcement of the original November 1, 2008 compliance deadline for institutions subject to their oversight.

“Given the ongoing debate about whether Congress wrote this provision too broadly, delaying enforcement of the Red Flags Rule will allow industries and associations to share guidance with their members, provide low-risk entities an opportunity to use the template in developing their programs, and give Congress time to consider the issue further,” FTC Chairman Jon Leibowitz said.

Are You Complying With The Red Flags Rule?

The Red Flags Rule requires many businesses and organizations to implement a written Identity Theft Prevention Program designed to detect the warning signs – or “red flags” – of identity theft in their day-to-day operations. Are you covered by the Red Flags Rule?

Download “Fighting Fraud with the Red Flags Rule: A How-To Guide for Business” here.

  • Find out if the rule applies to your business or organization
  • Get practical tips on spotting the red flags of identity theft, taking steps to prevent the crime, and mitigating the damage it inflicts
  • Learn how to put in place your written Identity Theft Prevention Program

By identifying red flags in advance, you’ll be better equipped to spot suspicious patterns when they arise and take steps to prevent a red flag from escalating into a costly episode of identity theft. Take advantage of other resources on this site to educate your employees and colleagues about complying with the Red Flags Rule.

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Photo Credit: rvw

Employee Screening Articles For October

October 31, 2008

In case you missed any of our employee screening articles for October, here’s a quick recap:

Sex Offenders and Halloween Safety Tips- Part 2

Sex Offenders and Halloween Safety Tips

Pre-Employment Drug Testing For Teachers

Background Checks For The Education Industry

Background Checks For Temporary Employees

Do You Have a Sex Offender Working For You?

Immigration Crackdown – HR Director Indicted

Drug-Free Work Week

Why Gaps In Employment Are A Red Flag

$100 Million For E-Verify

Hiring For Hotels: Why Screening Is Essential

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Four Red Flags To Look For In A Credit Report

September 5, 2008

Red Flags

Last week one of our clients asked me if there are any “red flags” to look for on credit reports when used in the employee screening process.  I thought our readers could benefit from this so here they are…

Four Red Flags To Look For In A Credit Report:

  1. What are the applicant’s total monthly payments?  How does this compare to the projected salary and benefits?  If the total monthly payments are significantly larger than their income it may be a red flag.
  2. How many negative items are listed, such as late payments, collection actions, writeoffs or an account closed by the credit grantor?
  3. Are there any negative public records and are they related to employment?  For example a tax lien may indicate someone has not paid attention to their financial affairs or is under financial stress.  If there is a bankruptcy in the credit report, then the employer should NOT utilize the bankruptcy without talking to an attorney.  Federal law expressly prohibits a private employer from discrimination solely on the basis of a person exercising their rights under the bankruptcy laws. Refer to 11 USC 525.
  4. Are there alerts from the credit agencies?  Some bureaus issue fraud alerts if there is a suspicion of fraud or abuse.

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Photo by rvw